Qantas Premier Titanium Credit Card

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Qantas Premier Titanium Credit Card

Balance transfer

6 months at 0% p.a.

Purchase rate

20.99% p.a. ongoing

Interest-free days

Up to 44 days on purchases

Annual fee

$1,200.00 p.a. ongoing

Highlights

  • Get 150,000 bonus Qantas Points when you spend $5,000 or more on eligible purchases within 3 months from card approval. Terms and Conditions apply.
  • Earn up to 1.25 Qantas Points per $1 on domestic purchases, up to $12,500 per statement period.
  • Includes 2 Qantas First Lounge invitations, plus 2 additional Lounge Invitations per year for a premium airport experience.
  • Get a 10% discount on the base fare of eligible Qantas flights for up to 2 adults, 2 children, and 2 infants per booking, twice per anniversary year.
  • Get a 20% bonus Status Credit on eligible flights.

Pros and cons

Pros

  • It offers a very substantial sign-up bonus with a reasonable spending target.
  • Receive 2 points per $1 spent on International transactions.
  • Receive 2 additional Qantas Points per $1 spent on Qantas flights.
  • Comes with complimentary domestic and international travel insurance.
  • Get help from a dedicated concierge for travel tips, shopping info, tickets to events, and more.
  • Includes a complimentary Qantas Wine Premium membership, offering access to curated wines, champagne, and spirits, along with the chance to earn extra Qantas points.
  • Own a sleek metal card that stands out from traditional plastic options.
  • Compatible with Apple Pay and Google Pay.

Cons

  • The annual fee is higher, but with the included benefits, it could be worth the cost.
  • There’s a $100 fee for adding cardholders.
  • Earning points drop to 0.50 per $1 after spending $12,500 in a statement period

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Mastercard
Gambling Transactions Allowed
No
Samsung Pay Enabled
No

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good, Very Good, Excellent
Minimum Income
$200,000.00
Temporary Residents Accepted
No

Additional cardholders

Additional Cardholders
4
Additional Card Fee Ongoing
$100.00

Credit limits

Minimum Credit Limit
$15,000.00
Maximum Credit Limit
N/A

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 44 days on purchases
Minimum Repayment Percentage
2%

Balance transfers

Balance transfer offer

Balance Transfer Rate
0%
Balance Transfer Period
6 months
Balance Transfer Fee Percentage
0%

Balance transfer conditions

Balance Transfer From Personal Loan
Yes
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
21.99%

Rates, fees, charges

Cash advances

Cash Advance Rate
21.99% p.a.
Cash Advance Fee
$3.00
Cash Advance Fee Percentage
3%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
20.99% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$1,200.00
Dishonour Fee
$15.00
Duplicate Statement Fee
$2.00
Foreign Exchange Fee Percentage
3%
Late Payment Fee
$30.00

Rewards

Rewards program basics

Rewards Program
Qantas Frequent Flyer
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
None

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
1.25
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
2.00

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
No
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
Yes
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
Yes

Travel and lifestyle

Airport Lounge Access Included
Yes
Concierge Service Included
Yes
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
N/A

History

    User reviews

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    Customer service

    Rates and fees

    Rewards

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    As seen on

    Media - The Sydney Morning Herald
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    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business