Queensland Country Bank Visa Credit Card

On website

Queensland Country Bank Visa Credit Card

Balance transfer

N/A

Purchase rate

14.45% p.a. ongoing

Annual fee

$39.00 p.a. ongoing

Highlights

  • Avail a modest $39 annual fee.
  • Benefit from the same low-interest rate of 14.45% per annum on both cash advances and purchases.
  • Enjoy the perk of free additional cardholders.

Pros and cons

Pros

  • Low annual fee.
  • Additional cardholders at no extra cost.
  • Up to 55 days interest-free on purchases.
  • Access to Visa Entertainment exclusive offers.

Cons

  • No introductory balance transfer rate at the moment.
  • No rewards program.
  • No complimentary travel insurance.

The basics

  • Additional cardholders. This card allows you to add additional cardholders at no extra cost. You will be responsible for the account's management if you do add additional cardholders.
  • Digital wallets. This card supports Apple Pay an Google Pay.
  • Gambling transactions. Gambling transactions are not allowed on the Queensland Country Bank Visa Credit Card.

Rewards and benefits

  • Complimentary travel insurance. The Queensland Country Bank Visa Credit Card has no complimentary international travel insurance policy.
  • Concierge services. The Queensland Country Bank Visa Credit Card does not offer a concierge service.
  • Insurances. This card does not offer any insurance benefits for cardholders.
  • Rewards points. This credit card does not have a rewards program.
  • Sign up bonus. There is no signup bonus for this card at this time.

Rates and fees

  • Annual fee. The annual fee for this card is $39.
  • Balance transfers. There is no current balance transfer offer available for this card.
  • Cash advances. Cash advances made with the Queensland Country Bank Visa Credit Card will be charged interest at the rate of 14.45% p.a. Accrued interest will begin immediately from the day of the transaction. Cash advances made with this card will incur a one-off fee.
  • Foreign exchange fee. Purchases made while overseas or with online stores based overseas will incur a 2.85% foreign transaction fee.
  • Interest-free period. With the Queensland Country Bank Visa Credit Card, you can get up to 55 days interest-free on purchases (except cash advances) when you make the minimum required payments or pay off your balance in full.
  • Purchases. With no introductory offer on purchases, purchases made with this card will be charged interest of 14.45% p.a.

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