The basics
- Additional cardholders. You can add an additional cardholder for free. This person will be your responsibility to keep the account in good standing, and there is no ongoing fee associated with the additional card.
- Digital wallets. The Regional Australia Bank Visa Platinum Rewards Credit Card can be used with Apple Pay, Google Pay, and Samsung Pay.
- Gambling transactions. Regional Australia Bank have blocked gambling related transactions on the Visa Platinum Rewards Credit Card.
Rewards and benefits
- Complimentary travel insurance. The Regional Australia Bank Visa Platinum Rewards Credit Card comes with complimentary international travel insurance. To activate the cover, the card must have been used to pay for travel costs related to your trip before you leave. Eligibility criteria apply.
- Concierge services. The Regional Australia Bank Visa Platinum Rewards Credit Card comes with access to a 24/7 concierge service. You can use the concierge to get help with things like making reservations, comparing prices, arranging gifts, travel recommendations and more.
- Insurances. This card comes with international travel insurance and fraud protection.
- Rewards points. The Regional Australia Bank Visa Platinum Rewards Credit Card offers 0.75 Qantas Points per $1 spent on eligible purchases up to $10,000 and 7,500 points per statement period. Earn a bonus additional Qantas Point for every $1 you spend on Qantas products and services. Your points won't expire as long as your account remains open and in good standing. You also get complimentary Qantas Frequent Flyer membership together with additional 10,000 points every year.
- Sign up bonus. Regional Australia Bank does not offers a sign up bonus at the moment.
Rates and fees
- Annual fee. This card has an annual fee of $195 per year. You get a fee waiver if you are a Partnership Advantage Home Loan holder.
- Balance transfers. There is currently no balance transfer offer available for this card.
- Cash advances. Cash advances taken with this card will incur a 19.99% p.a. interest rate, applied immediately from the date of the transaction. No cash advances fee.
- Foreign exchange fee. This card has a 2% foreign exchange fee for purchases made in a foreign currency either online or overseas.
- Interest-free period. Regional Australia Bank's Visa Platinum Rewards Credit Card offers up to 45 days interest-free on purchases (except cash advances) when you have paid your previous balance in full or made the minimum required payment.
- Purchases. With no introductory offer on purchases, cardholders will be charged interest at the rate of 19.99% p.a. from their first purchase.
