Service One Alliance Bank

Compare the latest Service One Alliance Bank credit cards. Review their key features, rates, and fees to make an informed choice on what to apply for.

Service One Alliance Bank credit card

Service One Visa Credit Card

Service One Visa Credit Card

Balance transfer

8 months at 8% p.a.

Purchase rate

12.24% p.a. ongoing

Annual fee

$45.00 p.a. ongoing

Highlights

  • 8% for 8 months on balance transfers with a 0% balance transfer fee. Reverts to 12.24% p.a.
  • Low $45 annual fee.
  • Low ongoing interest rate of 12.24% p.a. on cash advances and purchases.

Pros

  • Low annual fee.
  • Up to 55 days interest-free on purchases.
  • Low ongoing purchase and cash advance rates.
  • Introductory balance transfer offer for 8 months at 8% p.a. discounted interest rate.
  • Compatible with Apple Pay, Google Pay, and Samsung Pay.

Cons

  • No rewards program.
  • No complimentary travel insurance covers.

Service One Alliance Bank is a customer-owned financial institution that aims to provide competitive financial products and services to its members. As a mutual bank, Service One Alliance Bank prioritizes its members' needs and offers tailored solutions to help them achieve their financial goals. With a focus on community values and exceptional service, Service One Alliance Bank stands out as a trusted provider of credit cards and other financial products.

Benefits of Service One Alliance Bank credit cards

Service One Alliance Bank credit cards come with a range of benefits that enhance the cardholder experience and provide added value. Some common benefits include:

  • Competitive interest rates
  • Contactless payment technology
  • Fraud protection measures
  • Online account management

How to apply for a Service One Alliance Bank credit card

Applying for a Service One Alliance Bank credit card is a straightforward process. Here are the general steps you may need to follow to complete your credit card application:

  1. Visit the Service One Alliance Bank website or contact a customer service representative to explore available credit card options.
  2. Select the credit card that best suits your financial needs and lifestyle.
  3. Review the eligibility criteria and ensure you meet the requirements.
  4. Gather the necessary documents such as identification, income proof, and financial details.
  5. Complete the online application form or visit a branch to apply in person.
  6. Submit your application and await approval from Service One Alliance Bank.

Help choosing a Service One Alliance Bank credit card

Discover the optimal Service One Alliance Bank credit card with our expert guidance, tailored to your unique financial needs.

  • FAQs

What are the eligibility requirements for a Service One Alliance Bank credit card?

To be eligible for a Service One Alliance Bank credit card, applicants typically need to meet criteria such as being over 18 years old, being a resident of Australia, and having a regular income. Some credit cards may have additional criteria, such as a minimum income requirement.

How long does it take to get approval for a Service One Alliance Bank credit card?

The time it takes to get approval for a Service One Alliance Bank credit card can vary depending on the individual application and the verification process. Generally, it can take a few business days to a few weeks. For a more accurate timeframe, contact Service One Alliance Bank directly.

What are the fees associated with Service One Alliance Bank credit cards?

The fees associated with Service One Alliance Bank credit cards can include annual fees, late payment fees, cash advance fees, and possibly foreign transaction fees, depending on the specific credit card. Reviewing the terms and conditions or speaking with a bank representative to understand all the potential fees is important.

Can I manage my Service One Alliance Bank credit card account online?

You can manage your Service One Alliance Bank credit card account online. Through Service One Alliance Bank's online banking platform or mobile app, you can view statements, monitor transactions, make payments, and more.

Do Service One Alliance Bank credit cards offer balance transfer options?

Service One Alliance Bank credit cards may offer balance transfer options, allowing you to transfer balances from other credit cards to potentially benefit from lower interest rates. The availability of balance transfer options and the terms will depend on the specific credit card product the bank offers. For the most accurate information, check with Service One Alliance Bank directly.