Summerland Credit Union Low Rate Mastercard

On website

Summerland Credit Union Low Rate Mastercard

Balance transfer

9 months at 0% p.a.

Purchase rate

11.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Experience 0% per annum for 9 months on balance transfers with no balance transfer fee, returning to 11.99% per annum thereafter.
  • Benefit from a low 11.99% per annum interest rate on both purchases and cash advances.
  • Enjoy no annual fee for the first year, with an annual fee of $49 thereafter.

Pros and cons

Pros

  • 0% p.a. for 9 months on balance transfers with no fee.
  • No annual fee for the first year.
  • Competitive purchase and cash advance rate.

Cons

  • There is a 3% foreign conversion fee.
  • Doesn't earn rewards points.

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