Suncorp Clear Options Platinum Credit Card (Suncorp Bank Credit Card Rewards) - Unavailable

Not available for application via this website

Suncorp Clear Options Platinum Credit Card (Suncorp Bank Credit Card Rewards) - Unavailable

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

Up to 44 days on purchases

Annual fee

$129.00 p.a. ongoing

Highlights

The Suncorp Clear Options Platinum Credit Card is no longer accepting new applications as Suncorp Bank transitions out of its partnership with NAB. We’ve kept the details available for existing cardholders and those seeking more information. Looking for alternatives? Explore other rewards credit cards.

  • Receive 100,000 bonus Suncorp Credit Card Rewards Points for spending $4,500 on eligible transactions within the initial 90 days from approval.
  • Earn 1.25 Suncorp Rewards Points per $1 spent on eligible transactions.
  • Get a concierge service to help you with travel plans, hotel and event bookings, shopping, conferences, and more—making life simpler and more convenient.

Pros and cons

Pros

  • Receive 100,000 bonus Suncorp Credit Card Rewards Points when you meet the criteria.
  • Earn 1 Suncorp Rewards point per $1 spent.
  • Redeem your points anytime and anywhere through Suncorp's online banking.
  • It comes with complimentary insurance, including international travel insurance, medical expenses, loss or theft of personal items, trip cancellations, and more.
  • Cardholders are covered with Domestic Travel Insurance for added peace of mind while traveling within Australia.
  • Includes Extended Warranty Insurance and Purchase Protect Insurance.
  • Add up to 4 additional cardholders at no extra cost.
  • Get a credit limit ranging from $6,000 to $100,000, giving you the flexibility to manage both everyday expenses and larger purchases.
  • Supports Apple Pay.

Cons

  • There is a 3.4% international transaction fee if you transact overseas.
  • $40 over-limit fee for exceeding the credit limit.
  • Suncorp Rewards points don't convert to airline points at 1:1.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good, Very Good, Excellent
Minimum Income
$35,000.00
Temporary Residents Accepted
No

Additional cardholders

Additional Cardholders
4
Additional Card Fee Ongoing
$0.00

Credit limits

Minimum Credit Limit
$6,000.00
Maximum Credit Limit
$100,000.00

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 44 days on purchases
Minimum Repayment Percentage
2%

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
21.99% p.a.
Cash Advance Fee
$3.50
Cash Advance Fee Percentage
3.5%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
20.99% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$129.00
Dishonour Fee
$15.00
Duplicate Statement Fee
$14.00
Foreign Exchange Fee Percentage
3.4%
Late Payment Fee
$30.00

Rewards

Rewards program basics

Rewards Program
Suncorp Rewards
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
1.25
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
1.25

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
Yes
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
Yes
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
No
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
Yes

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
Yes
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
N/A

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

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    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business