Suncorp Clear Options Standard Credit Card - Unavailable

Not available for application via this website

Suncorp Clear Options Standard Credit Card - Unavailable

3.5

Balance transfer

20 months at 0% p.a.

Purchase rate

13.49% p.a. ongoing

Interest-free days

Up to 0 days on purchases

Annual fee

$55.00 p.a. ongoing

Highlights

The Suncorp Clear Options Standard Credit Card is no longer accepting new applications as Suncorp Bank transitions out of its partnership with NAB. We’ve kept the details available for existing cardholders and those seeking more information. Looking for alternatives? Explore other low-interest rate credit cards.

  • The 13.49% p.a. ongoing interest rate applied to purchases is economical.
  • Get a credit limit from $2,000 to $20,000—perfect for everyday purchases while helping you stay within your budget.
  • Compatible with Apple Pay and Google Pay for quick and secure mobile payments.

Pros and cons

Pros

  • A $55 annual fee keeps costs low, making it a budget-friendly option for cardholders.
  • Manage your debt with 0% for 20 months balance transfer introductory offer.
  • Add up to 4 additional cardholders for no extra cost.

Cons

  • No interest-free days on retail purchases.
  • Doesn't earn rewards, which is common for cards focused on simplicity and low fees.
  • The foreign currency transaction fee is 3.40%, making it costly for international purchases.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good, Very Good, Excellent
Minimum Income
$25,000.00
Temporary Residents Accepted
No

Additional cardholders

Additional Cardholders
4
Additional Card Fee Ongoing
$0.00

Credit limits

Minimum Credit Limit
$2,000.00
Maximum Credit Limit
$20,000.00

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 0 days on purchases
Minimum Repayment Percentage
2%

Balance transfers

Balance transfer offer

Balance Transfer Rate
0%
Balance Transfer Period
20 months
Balance Transfer Fee Percentage
1%

Balance transfer conditions

Balance Transfer From Personal Loan
No
Balance Transfer Limit Percentage
80%
Balance Transfer Revert Rate
21.99%

Rates, fees, charges

Cash advances

Cash Advance Rate
21.99% p.a.
Cash Advance Fee
$3.50
Cash Advance Fee Percentage
3.5%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
13.49% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$55.00
Dishonour Fee
$15.00
Duplicate Statement Fee
$14.00
Foreign Exchange Fee Percentage
3.4%
Late Payment Fee
$30.00

Rewards

Rewards program basics

Rewards Program
N/A
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
N/A
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
N/A

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
No
Cardholder's International Travel Insurance
No
Cardholder's Interstate Flight Inconvenience
No
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
No
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
No

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
N/A

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    Convenient for shopping

    Reviewed by Alibi

    Happy with Suncorp

    Reviewed by Cydonia ross

    The very best I've ever had

    Reviewed by Baxter

    Flexibility and freedom

    Reviewed by Sandra

    Great card for everyday use

    Reviewed by Smith

    Convenient and easy way to pay

    Reviewed by Chuen-Tat Kang

    Superior customer service

    Reviewed by Brett Harris

    I saved a lot of money with this card

    Reviewed by Jeya

    Value for money

    Reviewed by Karan

    Great service

    Reviewed by Jason

    Terrible customer service

    Reviewed by Steve

    Good, easy rewards program and great service

    Reviewed by Andrea

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    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business