UniBank Visa Credit Card

On website

UniBank Visa Credit Card

Balance transfer

6 months at 7.9% p.a.

Purchase rate

6 months at 7.9% p.a.

Annual fee

$0.00 p.a. ongoing

Highlights

  • Get an introductory rate of 7.90% p.a. on balance transfers and purchases (reverts to 11.50% p.a.).
  • No annual fee for life and flexible credit limits from $1,000 to $25,000.
  • Enjoy up to 55 days interest-free days.

Pros and cons

Pros

  • $0 annual fee.
  • Low ongoing rates of 11.50% p.a.
  • Introductory offers on purchases and balance transfers for 6 months at discounted rate of 7.90% p.a.
  • Additional cardholders at no extra cost.

Cons

  • No rewards program.
  • No other perks and privileges.

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