The lowdown.
About Wizit credit cards
The Wizitcard is a virtual credit card from Wizit, an Australian fintech, offering a fresh take on flexible spending. Issued as a Mastercard, it’s accepted anywhere Mastercard is welcomed, whether online or in-store. Instead of interest charges, you pay a fixed monthly fee, giving you cost certainty. It’s ready to use instantly via Apple Pay or Google Pay, with repayment options including weekly, fortnightly, or monthly direct debits—plus the flexibility to make extra payments to clear your balance faster.
Benefits of Wizit credit cards
The Wizitcard comes with perks that make it stand out:
- No interest charges: Skip the interest rates—just meet the minimum repayments.
- No annual fee (if unused): The monthly fee is waived if you don’t use the card or have a balance during a statement period.
- Instant virtual card: Add it to Apple Pay or Google Pay right after approval and start spending.
- Mastercard perks: Shop anywhere Mastercard is accepted, plus enjoy exclusive Mastercard Priceless offers on travel, dining, and more.
Eligibility criteria for Wizit credit cards
To qualify for a Wizitcard, you’ll need to meet these requirements:
- Australian residency: Open to Australian citizens and permanent residents.
- Age: Must be 18 or older.
- Credit history: Wizit assesses your credit background during the application. If your credit history isn’t perfect, you might still qualify—reach out to Wizit directly to discuss your options.
This broader approach to eligibility could make it a viable choice for more Aussies.
How to apply for a Wizit credit card
Getting a Wizitcard is simple and done entirely through the Wizit app. Here’s the process:
- Download the app: Grab it from the App Store or Google Play.
- Check eligibility: Confirm you meet the criteria outlined below.
- Submit your details: Provide personal info, ID, and bank account details.
- Start using it: Once approved, add your virtual card to Apple Pay or Google Pay for instant use.
The app also lets you track spending, manage repayments, and stay on top of your account.
Compare side by side.
Credit cards similar to Wizit
Here are similar credit cards to Wizit that offer similar purchase rates and fees:
