Latitude Financial Services Credit Cards

Latitude Financial Services is a financial services company with a head office in Melbourne. It is a subsidiary of GE Capital Finance Australasia Pty Ltd, and its ultimate owner is a consortium consisting of US group Värde Partners, Germany’s Deutsche Bank, and global investment firm KKR.

Operating in Australia and New Zealand and employing around 2,200 staff, Latitude Financial Services has over 2.4 million financial product customers. It specialises in partnerships with retailers to assist customers with financing their major purchases.

As well as issuing a number of credit cards it also offers personal loans, car loans, insurance, and interest-free finance for retail purchase.

Credit cards offered

Latitude’s credit card offerings, and the main features of each one, include:

• 28 Degrees Platinum Mastercard: No annual fee, no international transaction fees, free global Wi-Fi
• Latitude Low Rate Mastercard: Low interest rate, complimentary purchase protection insurance, extended warranty and lowest price guarantee program
• Latitude Infinity Rewards Card: Rewards points
• GO Mastercard: Rewards points, long-term interest-free deals for major retail purchases
• Latitude Mastercard: Basic credit card with very high interest rates
• Gem Visa: Six months interest-free on purchases over $250, long-term interest-free deals for major retail purchases

It’s a financial services company, a subsidiary of GE Capital Finance Australasia Pty Ltd, which is in its turn owned by a consortium consisting of US group Värde Partners, Germany’s Deutsche Bank, and global investment firm KKR.

Operating in Australia and New Zealand and employing around 2,200 staff, Latitude Financial Services has over 2.4 million financial product customers. It specialises in partnerships with retailers to assist customers with financing their major purchases.

As well as issuing a number of credit cards, Latitude Financial Services also offers personal loans, car loans, insurance, and interest-free finance for retail purchase.

Latitude Financial Services previously operated under the name GE Money in Australia, and currently operates as Gem Finance in New Zealand.

The current range includes:

• 28 Degrees Platinum Mastercard: No annual fee, no international transaction fees, free global Wi-Fi
• Latitude Low Rate Mastercard: Low interest rate, complimentary purchase protection insurance, extended warranty and lowest price guarantee program
• Latitude Infinity Rewards Card: Rewards points
• GO Mastercard: Rewards points, long-term interest-free deals for major retail purchases
• Latitude Mastercard: Basic credit card with very high interest rates
• Gem Visa: Six months interest-free on purchases over $250, long-term interest-free deals for major retail purchases

Yes. You can log in to an online service centre to check your balance, update your details, view your transactions, set up payment reminders and pay off your account.

You can also access account management features via the Latitude mobile app.

Yes, all their credit cards offer the option of paying with any mobile or wearable device, via Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

You can make payments via the Latitude mobile app, the online service centre, direct debit, BPAY, or in person at an Australia Post office.