Amex Platinum vs Commonwealth Bank Diamond Awards Credit Card

Verified by David Boyd   |   Updated 1 Mar 2024

Amex and Commbank compete to attract Australia's elite level credit cardholders. Both cards are popular with high-earning Aussies looking for a high-end credit card giving the most Qantas points, the best perks, and the most benefits.

So how does the Amex Platinum compare with the CommBank Diamond Awards Credit Card? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these black-level credit cards is better for yourself.

American Express Platinum Card

On website

Commonwealth Bank Diamond Awards Credit Card
Basics
Description
N/AN/A
Additional Cardholders
41
Apple Pay Enabled
YesYes
Card Type
American ExpressMastercard
Google Pay Enabled
YesYes
Minimum Credit Limit
N/A$15,000.00
Maximum Credit Limit
N/A$50,000.00
Rates
Cash Advance Rate
N/A21.24% p.a.
Cash Advance Fee
N/A$3.00
Purchase Rate Ongoing
N/A20.24% p.a.
Fees
Annual Fee Ongoing
$1,450.00$349.00
Foreign Exchange Fee
$3.00$3.00
Late Payment Fee
$20.00$20.00
Overseas ATM Withdrawal Fee
N/AN/A
Eligibility
Minimum Age
18 years18 years
Minimum Credit Rating
Fair, Good, Very Good, ExcellentN/A
Minimum Income
N/AN/A
Temporary Residents Accepted
N/AN/A