CommBank Neo vs NAB StraightUp

Verified by David Boyd   |   Updated 1 Mar 2024

CommBank and NAB released their no interest credit cards within one day of each other. Both are popular among Australians looking for a simple credit card with no interest.

So how does the CommBank Neo compare with the NAB Straight Up? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these no interest credit cards is better for yourself.

CommBank Neo

On website

NAB StraightUp Credit Card

On website

Basics
Description
No interest, annual fees, late fees, or foreign exchange fees. Choice of credit limits. Simple monthly fee.No interest, no annual fee, and no fees on foreign transactions. Monthly fee waived if not used.
Additional Cardholders
10
Apple Pay Enabled
YesYes
Card Type
MastercardVisa
Google Pay Enabled
YesYes
Minimum Credit Limit
$1,000.00$1,000.00
Maximum Credit Limit
$3,000.00$3,000.00
Rates
Cash Advance Rate
0% p.a.0% p.a.
Cash Advance Fee
N/AN/A
Purchase Rate Ongoing
0% p.a.0% p.a.
Fees
Annual Fee Ongoing
$0.00$0.00
Foreign Exchange Fee
$0.00N/A
Late Payment Fee
$0.00$0.00
Overseas ATM Withdrawal Fee
N/AN/A
Eligibility
Minimum Age
18 years18 years
Minimum Credit Rating
N/AN/A
Minimum Income
N/AN/A
Temporary Residents Accepted
YesYes