Qantas Lounge Credit Cards

Compare credit cards that offer access to Qantas Lounges at airports in Australia and overseas.

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Updated 10 May 2025   |   Rates updated regularly

Comparing of 5 Qantas Points credit cards

Qantas Premier Platinum Credit Card

Not available for application via this website

Rewards program

Qantas Frequent Flyer

Points per $1 spent

1 Qantas Point

Sign up bonus

50,000 Qantas Points

Annual fee

$349.00 for 1st year

Details

  • Earn up to 90,000 bonus Qantas Points. Get 50,000 bonus Qantas Points when you spend $5,000 or more on eligible purchases within 3 months from card approval. Plus, an extra 40,000 bonus points if you haven't earned Qantas Points with a credit card in the past 12 months. Terms and Conditions apply.
  • Get 0% interest on balance transfers for 6 months with a 2% fee, reverting to the cash advance rate afterward.
  • The annual fee is reduced to $349 for the first year, then increases to $399 p.a. thereafter.

Pros & cons

Pros
  • Earn up to 90,000 bonus Qantas Points when you meet the criteria.
  • Earn 1.5 points per $1 on international transactions and 1 point on domestic spending.
  • An additional 1 point per whole $1 on selected Qantas products and services.
  • Comes with complimentary travel insurance (cover for Covid-19 included).
  • Get 2 complimentary lounge access every year.
  • Save up to 20% off each year on select Qantas and QantasLink flights within Australia when you book through Qantas Premier Concierge.
  • Compatible with Apple Pay and Google Pay.
  • Safeguard your identity with Mastercard ID Theft Protection™.
Cons
  • The annual fee increases to $399 p.a. after the initial year.
  • Additional card fee costs $50 p.a.
  • There is a 2% balance transfer fee.
American Express Qantas Ultimate Credit Card

Not available for application via this website

Rewards program

Qantas Frequent Flyer

Points per $1 spent

1.25 Qantas Points

Sign up bonus

100,000 Qantas Points

Annual fee

$450.00 p.a. ongoing

Details

  • Get 100,000 bonus Qantas Points when you apply online by 18 March 2025, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Terms and Conditions apply.
  • Earn 2 Qantas Points per $1 spent on Qantas products and services, up to 1.25 points per $1 spent on everyday spend, and 0.5 Qantas Points per $1 spent on government spend, utilities, and insurance.
  • Once a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent.
  • Earn Qantas Points with no cap, so your rewards keep adding up as you spend.

Pros & cons

Pros
  • Earn 100,000 bonus Qantas Points when you meet the criteria.
  • Transfer these points to your Qantas Frequent Flyer account.
  • This card includes comprehensive travel insurance, covering trip cancellations, travel delays, lost baggage, medical emergencies, and more—giving you peace of mind when you’re on the go.
  • Receive a $450 Qantas Travel Credit each year to use on eligible domestic or international Qantas flights.
  • Get access to The Centurion® Lounge plus two Qantas Club Lounge invitations each year after your first card spend on Qantas products and services.
  • Add cards for up to four family and friends at no cost.
  • Get a Complimentary Qantas Wine Premium Membership for access to gourmet food, fine wines, and exclusive events.
  • Comes with a Refund and Purchase Cover when you use your American Express Qantas Ultimate Credit Card for eligible purchases.
  • Compatible with Apple Pay, Google Pay, and Samsung Pay.
Cons
  • The $450 annual fee might be worth it considering the features this card offers.
  • There is no concierge service, even though it's a high-end card.
  • Transactions in a foreign currency attract a fee.
Apply by 1 July 2025

Rewards program

Qantas Business Rewards

Points per $1 spent

1.25 Qantas Points

Sign up bonus

150,000 Qantas Points

Annual fee

$225.00 for 1st year

Details

  • Get 150,000 bonus Qantas Points with the American Express Qantas Business Rewards Card when applying by 1 July 2025, getting approved, and spending at least $6,000 within 3 months of approval. Exclusive to new American Express Card Members.
  • Earn 2 Qantas Points per $1 spent on Qantas products and services, up to 1.25 points per $1 spent on everyday spend, and 0.5 Qantas Points per $1 spent on government spend, utilities, and insurance.
  • Once a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent.

Pros & cons

Pros
  • Earn 150,000 bonus Qantas Points when you meet the criteria.
  • Pay $225 for the first year (usually $450 p.a.), giving you a solid upfront saving.
  • Includes Complimentary Travel Insurance with coverage for Medical Emergency Expenses, Business Trip Completion, Trip Cancellation and Amendment, and Personal Liability.
  • Two complimentary passes for the Qantas Club lounge every year.
  • Complimentary Qantas Business Rewards membership. Earn Qantas Points for your business with American Express and other partners while saving up to 10% on eligible Qantas flights.
  • A flexible Payment Option is available to spread costs over time for a portion of your balance.

Cons
  • The $450 p.a. annual fee after the initial year.
  • Balance must be repaid in full each month.
  • No concierge service.
  • Lounge passes are valid for Qantas Club and not the international business lounges.
Qantas American Express Premium Card

Not available for application via this website

Rewards program

Qantas Frequent Flyer

Points per $1 spent

1 Qantas Point

Sign up bonus

20,000 Qantas Points

Annual fee

$249.00 p.a. ongoing

Details

  • Receive 20,000 bonus Qantas Points upon online application approval and spending $3,000 within 3 months. Exclusive to New Amex Card Members.
  • Earn 2 Qantas Points per $1 spent on Qantas products and services, 1 point per $1 spent on everyday spend, and 0.5 Qantas Points per $1 spent on government spend.
  • Get 2 complimentary passes for the Qantas Club lounge every year.
  • Includes complimentary domestic and international travel insurance coverage.

Pros & cons

Pros
  • Earn 20,000 bonus Qantas points for signing up and hitting the spending target.
  • Give up to 4 of your friends and family a card — at no extra cost.
  • Earn unlimited points with no cap.
  • Shop with confidence knowing your purchases are protected. Get up to 12 months of extended warranty on eligible items, coverage for theft or damage, and a refund guarantee if a store won’t accept your return. You’re also safeguarded against unauthorized transactions with a Fraud Protection Guarantee.
  • Get a complimentary Qantas Wine Premium Membership and earn 3 Qantas Points per dollar on all Qantas Wine purchases, making every bottle more rewarding.
  • Compatible with Apple Pay, Google Pay and Samsung Pay.
Cons
  • There is an annual fee of $249.
  • The purchase rate is quite high, but can be avoided with responsible use.
  • No balance transfer facility.
Apply by 27 May 2025

Rewards program

Membership Rewards

Points per $1 spent

1.13 Qantas Points after transfer

2.25 Membership Rewards Points

Sign up bonus

125,000 Qantas Points after transfer

250,000 Membership Rewards Points

Annual fee

$875.00 for 1st year

Details

  • Get 250,000 bonus Membership Rewards points by applying before 27 May 2025, getting approved, and spending $12,000 on your card within the initial 3 months. Exclusive to New American Express Card Members.
  • Reduced first-year annual fee of $875 (regularly $1,750 per year).
  • Earn up to 2.25 pts per $1 spent.
  • Enjoy exclusive Platinum travel, experience, and dining privileges.

Pros & cons

Pros
  • The offer of 250,000 bonus Membership Rewards points when you meet the criteria.
  • Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Gold status match at Marriott Bonvoy, Hilton Honors, and Premium status at Radisson Hotel Group.
  • Get the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.
  • Add up to 99 employee cards at no extra cost.
Cons
  • The annual fee of $1,750 p.a. after the initial year.
  • Since this is a charge card, the balance must be cleared every statement.
  • No balance transfer facility.

Many credit cards from various issuers provide Qantas lounge access as a benefit. Lounge access offers may vary depending on the card and issuer, so it's important to read the terms and conditions of your Qantas Lounge Access credit card offer before committing.

Before choosing a Qantas Points credit card with lounge access, review your options and select the one that best suits your needs. Consider your financial situation, earning potential, and the eligible credit limit for each card, as well as the associated benefits.

What to consider when choosing a Qantas Lounge credit card

  • Extent and limits of Qantas airport lounge access: Determine how many Qantas Club Lounge invitations you get per year. Some cards offer two complimentary lounge visits, while others may allow four. Cards with Priority Pass may provide unlimited access to 1,400+ lounges globally. Note if lounge access is limited to domestic airports or extends to partner lounges.
  • Qantas Points earn rate: Assess how many Qantas Points you can earn per dollar spent, including any bonus points offers, points caps, and earning conditions.
  • Annual fees: Compare annual fees and evaluate if the benefits justify the cost. High-end cards can have significant fees, so ensure you will use the lounge access invitations.
  • Introductory offers: Look for new customer bonus points, waived annual fees for the first year, or other promotions that can boost your initial points balance.
  • Travel benefits: Check for additional travel benefits such as complimentary travel insurance, flight vouchers, and concierge services.
  • Interest rates and fees: Compare interest rates, late payment fees, foreign transaction fees, and other charges to understand the overall cost.
  • Additional features: Explore other features like purchase protection, extended warranty insurance, and access to exclusive events.

How to apply for a Qantas Lounge credit card

  1. Eligibility criteria. Understand the requirements, including minimum income, credit history checks, and residency status.
  2. Application process. Apply online or in-branch. Gather the necessary documents and information.
  3. Approval and activation. After submitting your application, wait for approval. Once approved, activate your new Qantas credit card following the instructions provided, and you are ready to go.

Learn all about

  • Q&As

How many lounge visits am I entitled to with my Qantas Lounge Credit Card?

That depends on the credit card that you choose. Most Qantas lounge access cards entitle you to two complimentary lounge visits per year. More high end cards may extend up to four complimentary invitations per year to lounges.

If you have a Priority Pass, you may be eligible for unlimited airport lounge access. Priority Pass programme gives you entry to 1400+ lounges across the globe.

With some credit cards, lounge access may be limited to domestic airport lounges.

Before getting a Qantas Lounge access credit card, find out more about how many annual lounge visits are allowed on each credit card.

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