Woolworths Credit Cards

Compare alternatives to the discontinued Woolworths credit cards, which once offered Qantas Points or credit card points for everyday spending.

By   |   Updated 17 May 2024

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Comparing Woolworths credit cards

Qantas Premier Everyday Credit Card

On website

Qantas Premier Everyday Credit Card

Highlights

  • Receive a potential boost of 8,000 bonus Qantas Points upon successful application. Gain 2 bonus Qantas Points for every $1 spent on qualifying purchases within 4 months post-card approval. Applicable Terms and Conditions.
  • Enjoy a modest annual fee of $99.
  • Benefit from a 0% p.a. rate for 12 months on balance transfers, which then transitions to the Cash Advance Rate.

Pros

  • Earn up to 8,000 bonus Qantas Points when you meet the criteria.
  • The low annual fee of $99 p.a.
  • Earn 0.75 Qantas Points per $1 spent on domestic purchases up to $3,000 per statement period.
  • Comes with complimentary overseas travel insurance.

Cons

  • There is a 3% foreign transaction fee.
NAB Rewards Signature Credit Card

On website

NAB Rewards Signature Credit Card

Highlights

  • Earn up to 160,000 bonus Points. Obtain 120,000 bonus points upon spending $3,000 within the initial 60 days from the account approval date and an additional 40,000 bonus points upon maintaining your card open for over 12 months. Terms and conditions apply.
  • Benefit from a reduced annual card fee of $145 p.a. for your first year (reverts to $295 p.a. thereafter).
  • Accrue 2.5 points on purchases made in major department and hardware stores.
  • Gain 1.25 points for every $1 spent on everyday purchases.

Pros

  • Earn up to 160,000 bonus NAB Rewards Points when you meet the criteria.
  • The discounted $145 annual fee on the first year.
  • 0% p.a. on balance transfers for 12 months.
  • Includes international travel insurance.

Cons

  • Only 44 interest-free days.
  • There is a 3% balance transfer fee.
ANZ Rewards Travel Adventures Credit Card

ANZ Rewards Travel Adventures Credit Card

Highlights

  • Receive 40,000 bonus Reward Points, when you spend $1,000 on eligible purchases in the first 3 months from approval.
  • No international transaction fees on purchases overseas or online purchases from international websites (in foreign currency).
  • 7 complimentary insurances including International Travel Insurance.

Pros

  • Attractive sign up bonus. 40,000 bonus Reward Points when you spend $1,000 on eligible purchases in the first 3 months from approval.
  • Earn 1.5 points for every $1 spent on eligible purchases.
  • Complimentary international travel insurance and other protection.
  • No fee on purchases made in a foreign currency.

Cons

  • There is a $120 p.a. annual fee.
  • The number of points you can earn is capped per statement period.

Woolworths offered a range of credit cards designed to cater to different needs and preferences.

Please note: The details below of Woolworths credit cards, which were available in Australia before April 2023, are for reference purposes only. Existing customers should contact Macquarie Bank directly for account-specific information.

You can compare more credit cards from other issuers.

Types of Woolworths credit cards

Woolworths Everyday Platinum credit card

The Woolworths Everyday Platinum credit card is a rewards card that offers points on eligible purchases. It provides perks such as complimentary travel insurance, purchase security insurance, and optional extras like Extended Warranty Insurance.

Woolworths Qantas Platinum credit card

The Woolworths Qantas Platinum credit card is designed for frequent flyers, providing access to Qantas Points on purchases. Cardholders can enjoy a range of benefits including Qantas Frequent Flyer perks, overseas travel insurance, and exclusive lifestyle offers.

Applying for a Woolworths credit card

The application process for a Woolworths credit card typically involves providing personal and financial details, including income and employment information. Ensure you meet the eligibility criteria and have the required documents ready before applying.

Benefits of Woolworths credit cards

Woolworths credit cards offer a range of benefits that can enhance your shopping and financial experience. Some common advantages include:

  • Points earn on everyday purchases
  • Exclusive discounts and offers for cardholders
  • Travel insurance and purchase protection
  • Additional perks, such as concierge services
  • Options for loyalty program integration, such as Qantas Points

Managing your Woolworths credit card account

Once you have been approved for a Woolworths credit card, it is essential to manage your account responsibly to make the most of its features. Keeping track of your balance, making timely payments, and staying informed about promotions can help you maximise the benefits of your card.

Woolworths credit card fees and charges

Understanding the fees associated with your Woolworths credit card is crucial for maintaining financial awareness. Common fees may include annual fees, late payment fees, cash advance fees, and foreign transaction fees. Be sure to review the terms and conditions to avoid any unexpected charges.

How to earn more points with your Woolworths credit card

Maximising your points earning potential with a Woolworths credit card can lead to valuable rewards and benefits. Strategies such as using the card for everyday purchases, taking advantage of bonus points offers, and participating in promotions can help you accumulate points faster.

Help choosing a Woolworths credit card

Enhance your shopping experience with expert assistance in selecting the perfect Woolworths credit card.

  • FAQs

How can I check my Woolworths credit card balance?

To check your Woolworths credit card balance, you can log in to your online account through the Woolworths website or mobile app. Alternatively, you can contact Woolworths customer service for assistance.

What should I do if my Woolworths credit card is lost or stolen?

If your Woolworths credit card is lost or stolen, it is essential to report it immediately to prevent unauthorized use. Contact Woolworths customer service to report the incident and request a replacement card.

How do I redeem points earned with my Woolworths credit card?

You can redeem points earned with your Woolworths credit card through the Woolworths Rewards program. Log in to your account, select your desired reward, and follow the redemption instructions provided on the platform.

Can I upgrade or downgrade my Woolworths credit card?

Yes, Woolworths may offer options to upgrade or downgrade your credit card depending on your needs and eligibility. Contact Woolworths customer service to inquire about changing your card type.

What is the interest rate on Woolworths credit cards?

The interest rates on Woolworths credit cards may vary depending on the card type and your creditworthiness. Review the product disclosure statement or terms and conditions for detailed information on interest rates applicable to your specific card.