Amplify Rewards Credit Cards

Amplify Rewards Credit Cards

Compare cards linked to the Amplify Rewards program. Which card is the best match for you?

2 reviews
Earn 60,000 Qantas bonus points. Conditions Apply.
Flexibility to choose the rewards programs that better suits you.
No cap on the number of points you can earn.
People are happy
Rated 4.8 out of 5 for customer satisfaction.
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My monthly spend: 
$5,000
 
Features: 
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Types: 
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rewards program
earn rate
sign up bonus
Points earned
Bank of Melbourne Amplify Platinum Credit Card (Amplify)
Apply by 12 feb 20
Receive a $400 e-gift card (terms and conditions apply).
0% p.a. for 6 months on balance transfers. Reverts to cash advance rate.
$99 p.a. annual fee.
More info
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Amplify Rewards
Amplify Rewards
1 pt
per $1 spent
-
Bank of Melbourne Amplify Platinum Credit Card (Qantas)
Apply by 12 feb 20
2 reviews
Earn 60,000 Qantas bonus points. Conditions Apply.
Flexibility to choose the rewards programs that better suits you.
No cap on the number of points you can earn.
More info
Add to comparison
Amplify Qantas
Amplify Qantas
0.5 pts
per $1 spent
60,000
points
after spend criteria
Bank of Melbourne Amplify Signature Credit Card (Amplify)
Apply by 12 feb 20
Up to 200,000 Bonus Amplify Rewards Points. Conditions Apply.
Reduced annual fee of $139 p.a. in the first year, currently saving you $140.
Every year get a birthday bonus with 10% extra points of the total points earned in the previous year.
More info
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Amplify Rewards
Amplify Rewards
1.5 pts
per $1 spent
200,000
points
after spend criteria
BankSA Amplify Platinum Credit Card (Amplify)
Apply by 12 feb 20
Receive a $400 e-gift card (terms and conditions apply).
$99 p.a. annual fee.
Enjoy 0% p.a. for 6 months with 0% fee on balance transfers.
More info
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Amplify Rewards
Amplify Rewards
1 pt
per $1 spent
-
BankSA Amplify Platinum Credit Card (Qantas)
Apply by 12 feb 20
Up to 60,000 points Qantas points (conditions apply).
No cap on the number of points you can earn.
0% p.a. for 6 months with 0% fee on balance transfers.
More info
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Amplify Qantas
Amplify Qantas
0.5 pts
per $1 spent
60,000
points
after spend criteria
BankSA Amplify Signature Credit Card (Amplify)
Apply by 12 feb 20
Up to 200,000 points bonus Amplify points (conditions apply).
Reduced annual fee of $139 p.a. in the first year, currently saving you $140.
Enjoy 0% p.a. for 6 months with 0% fee on Balance Transfers.
More info
Add to comparison
Amplify Rewards
Amplify Rewards
1.5 pts
per $1 spent
200,000
points
after spend criteria
St.George Amplify Platinum Credit Card (Amplify)
Apply by 12 feb 20
4 reviews
Receive a $400 e-gift card (terms and conditions apply).
0% p.a. for 6 months on Balance Transfers with 0% BT fee.
$99 p.a. annual fee.
More info
Add to comparison
Amplify Rewards
Amplify Rewards
1 pt
per $1 spent
N/A
after spend criteria
St.George Amplify Platinum Credit Card (Qantas)
Apply by 12 feb 20
Up to 60,000 Qantas points. Conditions Apply.
No cap on the number of points you can earn.
Flexibility to choose the rewards programs that better suits you.
More info
Add to comparison
Amplify Qantas
Amplify Qantas
0.5 pt
per $1 spent (QFF)
60,000
points
after spend criteria
St.George Amplify Signature Credit Card (Amplify)
Apply by 12 feb 20
4 reviews
Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12,000 on eligible purchases each year.
Boost your Amplify account with 1.5 points per $1 you spend.
Reduced annual fee of $139 in the first year, currently saving you $140.
More info
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Amplify QantasAmplify Rewards
Amplify Qantas or Amplify Rewards
0.75 pts
per $1 spent (QFF)
200,000
points
after spend criteria
Bank of Melbourne Amplify Credit Card
Apply by 12 feb 20
4 reviews
Flexibility to choose the rewards program that better suits you.
Up to 55 days on purchases.
No cap on the number of points you can earn.
More info
Add to comparison
Amplify QantasAmplify Rewards
Amplify Qantas or Amplify Rewards
0.5 pts
per $1 spent
-
 
in 12 mths (approx.) What can I do with these?
BankSA Amplify Credit Card
Apply by 12 feb 20
3 reviews
Earn 1 Amplify point per $1 spent.
Flexibility to choose between Amplify Rewards or Amplify Qantas.
Up to 55 days on purchases.
More info
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Amplify QantasAmplify Rewards
Amplify Qantas or Amplify Rewards
0.5 pts
per $1 spent
-
 
in 12 mths (approx.) What can I do with these?
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Q&As about Amplify Rewards Credit Cards from customers

Which banks issue Amplify credit cards?

St George Bank, Bank of Melbourne and BankSA. They are all divisions of Westpac.

What are the three types of Amplify credit card?

It’s a tiered suite of cards with three levels: Amplify, Amplify Platinum and Amplify Signature. Each level has a different annual fee and varying attached benefits. Amplify has the lowest fee and benefits, Amplify Signature the highest.

What benefits are attached to Amplify credit cards?

Rewards points and complimentary benefits like travel insurance and airport lounge passes. The higher the card level, the higher the annual fee and the greater the number of attached benefits.

Do all Amplify credit cards charge the same annual fee?

No. The standard Amplify card has a relatively low fee, the Amplify Platinum card has a moderate fee, and the Amplify Signature card has the highest fee and benefits.

How are Amplify Rewards points earned?

Each dollar spent using the card earns points at a given rate, e.g. 1.0 points per dollar. Points earning rates vary between card levels.

Can you swap between Amplify Rewards and Qantas Frequent Flyer points?

Yes. When you apply for the card you will need to nominate which points program you wish to join: Amplify or Qantas. After that, you can swap between the two programs as often as you like, although it may take a little while to process your request. And any points earned stay in the program where they were earned. You can’t convert Amplify points to Qantas points, or vice versa.

How are Qantas points earned?

Qantas points are earned at a set rate per dollar spent on eligible purchases, but the rate will be half of the Amplify points earning rate on the same card. (i.e. a card which earns 1.0 Amplify points per dollar will earn only 0.5 Qantas points per dollar.)

Can I earn points on every single credit card transaction?

No. All regular purchases and bill payments earn points. But no points are earned on government charges (such as payments to the ATO or local government rates), interest charges, bank fees, cash advances, balance transfers, and any payments made by BPAY.

What are new cardholder bonus points?

From time to time the banks may have a special offer intended to make one or more of the card types more attractive to new cardholders. This usually takes the form of bonus points, often conditional on reaching a spending target within a specified time period, e.g. 60,000 bonus points for spending $3,000 in the first 90 days. Additional bonus points may be offered in return for paying the second year’s annual fee at the end of the first 12 months.

Is the number of new cardholder bonus points the same for both Amplify Rewards and Qantas?

Yes. Whichever program you select when you apply for the card, if bonus points are payable, the number given will be the same whether you choose Amplify Rewards or Qantas. The Qantas points are potentially more valuable.

What are birthday bonus points?

Birthday bonus points are given only to Amplify Signature cardholders. They will receive a bonus points quantity equivalent to 10% of the points earned in the 12 months immediately preceding the primary cardholder’s birthday. This may be either Amplify points or Qantas points, or a combination of both.

Can both primary and supplementary cardholders earn points?

Yes. All eligible purchases earn points, no matter which card is used.

Can both primary and supplementary cardholders operate the points account?

No. All points earned are credited to the account of the primary cardholder, who is the only person able to operate the points account and make redemptions.

How much is an Amplify or Qantas point worth?

It depends on which form of redemption you choose. As a general rule, a rewards or frequent flyer point redeemed for merchandise or gift cards is worth 0.5 cents or less. A frequent flyer point (including Amplify points converted to Virgin, Singapore or Malaysian airline points) redeemed for domestic economy flights could be worth around 0.9 cents. Long-haul flights or premium fares may return 1.5 cents per point, or even more.

What can Amplify points be redeemed for?

There are a number of options, including:

  • Merchandise from an online catalogue
  • Retail vouchers and gift cards
  • Movie tickets and other entertainment
  • Frequent flyer points with Virgin Australia, Singapore Airlines and Malaysian Airlines
  • Domestic and international flights with a wide range of airlines
  • Hotel accommodation and tours
  • Charity donations
  • The annual card fee

What can Qantas points be redeemed for?

Qantas points are redeemable for the following and more:

  • Qantas and Jetstar domestic and international award flights
  • Qantas seat upgrades
  • Award flights with Qantas partner airlines
  • Merchandise from an online catalogue
  • Retail vouchers and gift cards
  • Movie tickets and other entertainment
  • Hotel accommodation
  • Qantas Club membership
  • Car hire with Avis and Budget
  • Qantas health and travel insurance
  • Charity donations

What if I don’t have enough points for my chosen redemption?

Both the Amplify and Qantas Frequent Flyer programs have a Points + Pay option. That is, if you don’t have enough points for the item you want, you can choose to pay the balance in cash.

Do Amplify Points expire?

Your Amplify Points will not expire as long as your card account remains open.

Is there a limit to how many Amplify Points I can earn?

There is no limit on the number of points you can earn in any month or year.

What other benefits are available with Amplify cards?

The standard Amplify card has the fewest complimentary benefits, while the top-tier Amplify Signature card has the most benefits. Depending on your card level, you may find some of the following complimentary benefits attached to your card:

  • Travel insurance: domestic and international
  • Two single-entry airport lounge passes: Priority Pass or Qantas
  • Rental vehicle excess waiver
  • Extended warranty: up to 12 months extra cover
  • Purchase protection insurance
  • Price guarantee cover
  • Concierge service
  • Luxury hotel discounts and privileges

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