Starting 150 years ago in Bendigo in Victoria and Adelaide in South Australia, the Bendigo Bank now serves about 1.5 million customers Australia-wide.
Bendigo bank started 150 years ago in Bendigo in Victoria and Adelaide in South Australia.
The bank in its current format was created in 2007 by the merger of two banks which were formerly building societies. It now has over 400 branches, 2,000 ATMs and more than 6,500 employees, servicing around 1.5 million customers in all Australian states and territories.
Latest banking technology
Online banking, phone banking and a mobile banking app are available.
No need to transfer your banking
You can have a Bendigo Bank credit card even if you do your normal banking with another bank.
Credit card types
Bendigo Bank’s credit card range includes:
Special benefits of Bendigo Bank credit cards
Bendigo Bank credit cards have two special features which set them apart from their competitors:
Personalise your card
For a $10 fee (or no fee if you choose the RSPCA card) you can personalise your card with an image of your choice.
Bendigo and Adelaide Bank (its full name) was created in 2007 by the merger of two banks which were formerly building societies centred in the two cities named. The bank now has over 400 branches, 2,000 ATMs, more than 6,500 employees and around 1.5 million customers.
Bendigo Bank has over 400 branches covering all states and territories, plus an extensive network of agencies.
Bendigo Bank’s credit card interest charging method is more lenient than that of most banks, in two ways:
No. It doesn’t matter who you do your normal banking with. You can have a Bendigo Bank credit card without switching your other bank accounts to them.
Yes. You just need to register for e-banking in order to be able to check your statements and manage your card from your desktop or mobile device.
Yes. Register for phone banking for the ability to:
Yes. Bendigo Bank’s Protect+Pay app has the following features:
Yes. It has two types of rewards cards.
The Bendigo Bank Platinum Rewards Mastercard earns points in the bank’s own rewards program, Bendigo Bank Rewards.
The Bendigo Bank Qantas Platinum Mastercard earn Qantas Frequent Flyer points.
Bendigo Bank Rewards points expire if not used within 36 months.
Qantas Frequent Flyer points expire if there has been no activity (inward or outward) in the points account for 18 months.
Bendigo Bank Rewards points earned via the Bendigo Bank Platinum Rewards MasterCard are uncapped.
Qantas Frequent Flyer points earned via the Bendigo Bank Qantas Platinum MasterCard are capped at 20,000 points per month.
Yes. Additional cardholders earn points at the same rate as the primary cardholder. Any points earned by the additional cardholder are credited to the points account of the primary cardholder.
Bendigo Bank Rewards points can be redeemed for retail, travel agency and hotel gift cards, movie tickets, card account cashback, charity donations and a range of consumer merchandise.
Qantas Frequent Flyer points can be exchanged for award flights and seat upgrades with Qantas and its partner airlines, Qantas Club membership, retail, travel agency, car rental and hotel gift cards, movie tickets, food and wine, charity donations and a range of consumer merchandise.
Yes. You will, however, pay interest on the transferred balance (at your card’s prevailing interest rate) until it is repaid, unless there is a promotional interest rate being offered on balance transfers. There is one upside though: Bendigo Bank will let you earn rewards points on the transferred amount if you are transferring to a Bendigo Bank Rewards credit card.
Yes. The Bendigo Bank RSPCA Rescue Mastercard can be personalised with an image of your choice, free of charge. All other Bendigo Bank credit cards can be personalised for a $10 fee.
Generally you just need to be over 18 years old and a resident or citizen of Australia. None of the cards has any specified minimum income requirement. In order to apply for the Bendigo Bank Low Rate First Mastercard you need to be not more than 25 years old.