Credit Cards with Free Airport Lounge Access

Free Airport Lounge Access

Compare credit cards that give cardholders complimentary entry passes into airport airline lounges in Australia and overseas.

14 reviews
100,000 bonus Qantas Points and $200 back when you spend $4,000 on eligible purchases in the first 3 months.
Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period.
Get complimentary International Travel Insurance (eligibility criteria apply) provided by Allianz Insurance.
My monthly spend: 
$5,000
 
Features: 
All features
Types: 
All types
rewards program
airport lounge access
earn rate
Points earned
Receive 50,000 bonus Velocity Points when you apply online, are approved and spend $3,000 within the first 3 months. This offer is available to new Card Members only.
Earn 1.25 Velocity Points per $1 spent, except government bodies where you will earn 0.5 Velocity Points per $1 spent.
A complimentary domestic return flight every year with travel insurance and entry into Virgin Australia Lounges.
More info
Add to comparison
Velocity Frequent Flyer
Velocity Frequent Flyer
Yes
1.25 pts
per $1 spent
100,000 bonus Qantas Points and $200 back when you spend $4,000 on eligible purchases in the first 3 months.
Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period.
Get complimentary International Travel Insurance (eligibility criteria apply) provided by Allianz Insurance.
More info
Add to comparison
Qantas Frequent Flyer
Qantas Frequent Flyer
Yes
1 pt
per $1 spent
up to $7,500
then 0.5 pts
Above $7,500
More info
Receive up to 80,000 Membership Rewards Bonus Points when you apply online, are approved and spend $3,000 in the first 3 months.
Receive a $450 Platinum Travel Credit each year, which can be redeemed for flights, hotels or car hire.
Complimentary access for you and a guest to over 1,200 Airport lounges across 130 countries.
More info
Add to comparison
Membership Rewards Ascent Premium
Membership Rewards Ascent Premium
Yes
2.25 pts
per $1 spent
Bank of Melbourne Amplify Signature Credit Card (Amplify)
Apply by 12 feb 20
Up to 200,000 Bonus Amplify Rewards Points. Conditions Apply.
Reduced annual fee of $139 p.a. in the first year, currently saving you $140.
Every year get a birthday bonus with 10% extra points of the total points earned in the previous year.
More info
Add to comparison
Amplify Rewards
Amplify Rewards
Yes
1.5 pts
per $1 spent
Bank of Melbourne Amplify Signature Credit Card (Qantas)
Apply by 12 feb 20
Up to 80,000 points Qantas points. Conditions Apply.
Reduced annual fee of $139 p.a. in the first year, currently saving you $140.
Every year get a birthday bonus with 10% extra points of the total points earned in the previous year.
More info
Add to comparison
Amplify Qantas
Amplify Qantas
Yes
0.75 pts
per $1 spent
BankSA Amplify Signature Credit Card (Amplify)
Apply by 12 feb 20
Up to 200,000 points bonus Amplify points (conditions apply).
Reduced annual fee of $139 p.a. in the first year, currently saving you $140.
Enjoy 0% p.a. for 6 months with 0% fee on Balance Transfers.
More info
Add to comparison
Amplify Rewards
Amplify Rewards
Yes
1.5 pts
per $1 spent
BankSA Amplify Signature Credit Card (Qantas)
Apply by 12 feb 20
1 review
Up to 80,000 points Qantas Points (conditions apply).
Reduced annual fee of $139 p.a. in the first year, currently saving you $140.
Enjoy 0% p.a. for 6 months with 0% fee on balance transfers.
More info
Add to comparison
Amplify Qantas
Amplify Qantas
Yes
0.75 pts
per $1 spent
NEW
St.George Amplify Signature Credit Card (Amplify)
Apply by 12 feb 20
4 reviews
Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12,000 on eligible purchases each year.
Boost your Amplify account with 1.5 points per $1 you spend.
Reduced annual fee of $139 in the first year, currently saving you $140.
More info
Add to comparison
Amplify QantasAmplify Rewards
Amplify Qantas or Amplify Rewards
Yes
0.75 pts
per $1 spent (QFF)
NEW
St.George Amplify Signature Credit Card (Qantas)
Apply by 12 feb 20
Earn 80,000 Qantas bonus points. Conditions Apply.
Reduced annual fee of $139 in the first year, currently saving you $140.
Boost your Amplify Qantas account with 0.75 points per $1 you spend.
More info
Add to comparison
Amplify Qantas
Amplify Qantas
Yes
0.75 pts
per $1 spent
Emirates Citi World Mastercard
Apply by 31 dec 19
4 reviews
Earn up to 60,000 Skyward Miles (Spend criteria applies).
One complimentary chauffeur-drive service per year to and from the airport when flying Emirates.
Spend up to $3,000 per statement period, and then 0.5 Skywards Miles per A$1 spent up to $10,000 per statement period.
More info
Add to comparison
Emirates Skywards
Emirates Skywards
Yes
1 pt
per $1 spent capped
American Express Qantas Business Rewards Card
Apply by 06 nov 19
100,000 bonus Qantas Points when you are approved by 6th November 2019 and spend $3,000 in 2 months.
Earn triple Qantas Points for your business when employees fly on eligible Qantas flights and pay using their American Express Qantas Business Rewards Card.
Earn 2 Qantas Points per $1 spent on Qantas products and services.
More info
Add to comparison
Qantas Business Rewards
Qantas Business Rewards
Yes
1.25 pts
per $1 spent
Show more cards

Banks know your credit score. So should you.

Find out your credit score and monitor changes.

Q&As about Free Airport Lounge Access from customers

What type of facilities can I expect in an airport lounge?

Restricted-entry airport lounges range from basic to luxuriously opulent. At the lowest end of the scale, your ‘lounge’ may actually be a bar or café on the ordinary passenger concourse, offering a discount on food and beverages to members (or single-entry pass holders) of specific lounge programs. The most opulent lounges may offer luxuries such as spa treatments, five-star dining, and personal transport between the airline’s check-in desk, the lounge, and the boarding gate.

In most lounges you will find many of the following facilities:

  • Comfortable seating
  • TV and movies
  • Complimentary newspapers and magazines
  • Complimentary food and beverages
  • A dedicated working area, with desks, device charging points, free Wi-Fi, and access to a computer if you don’t have your own
  • A ‘quiet area’
  • Showers, with towels provided
  • A screen with flight boarding information

Can I take guests into the lounge with me?

If your credit card lounge access comes in the form of two single-visit passes annually, you can normally use the second pass for someone travelling with you. Or you may be able to pay a fee (usually between $35 and $65) for your guest’s entry.

If your card gives you full membership of a specific lounge program, you may be able to admit a guest free of charge, but this is not always the case. Check the terms and conditions found either in the small print at the foot of the credit card’s web page, or in the link to a file with full terms and conditions.

How much is complimentary airport lounge access worth?

It depends on the level of access your card gives you, the quality of the lounge, and how often you travel.

Qantas lounges are mainly designed for Qantas Club members ($399 to join plus $450 per year), passengers travelling in Qantas business or first class seats, and high-tier frequent flyers. All of these lounge access methods require high expenditure, and Qantas lounges are very well-appointed, so even two single-entry passes are quite valuable.

Virgin Australia, Priority Pass and Delta SkyClub have similar programs, with joining and annual membership fees granting unlimited access.

Access to Véloce World, American Express and Diners Club lounges is limited to holders of specific credit cards, but it’s possible to argue that the value obtained is similar to that of programs with a joining and annual membership fee. For frequent travellers, membership of any program with unlimited lounge access is probably worth at least $500 per year.

Based on lounge programs which sell single-visit passes for guests or for travellers on their own linked airline, two single-visit passes are probably worth a total of between $75 and $130 per year.

Will I find a lounge affiliated with my program at every airport?

Most lounge programs belong to a network of affiliated lounges, so you will probably gain access to at least one lounge (and sometimes more) at the world’s major airports. You may not be so lucky at lesser airports.

Qantas and Virgin lounge members will have lots of choice in Australia, and also find affiliated lounges overseas. In Australia, very few airports outside the state capitals have lounges.

Single-entry passes may have restrictions, such as being only available for domestic lounges, or only for international lounges, so be sure to read the small print.

Can I rollover my unused lounge passes into the following year?

No. Single-entry passes must be used within 12 months. In a year where you aren’t travelling, and can’t use the passes, you will forfeit the benefit.

Is it worth paying a higher annual fee for a credit card with lounge access?

Frequent air travellers are very likely to find it worthwhile to pay for a card granting unlimited lounge access in one or more programs, since it saves them the cost of joining a lounge program and paying an annual fee. It is also likely that the kind of premium card which confers full lounge membership will also have other valuable complimentary benefits, such as rewards points, travel insurance and free flights or travel credits, all of which also help to justify the high annual fee.

Infrequent travellers would probably struggle to justify the cost for this kind of premium card. Even a less expensive card – one giving two single-visit passes annually – may still not justify its cost in any year where you don’t use the lounge passes and travel insurance.

More comparisons like this one

Frequent Flyer Credit Cards
Emirates Skywards Credit Cards
Free Qantas Frequent Flyer Membership
Qantas Frequent Flyer Credit Cards
Velocity Frequent Flyer Credit Cards
Featured in
Very very helpful customer service, fast and efficient and got right to the point! Highly recommend using Credit Card Compare before applying so that you are fully ready and equipped for the information needed.
- Nevine, NSW
I used Credit Card Compare today for the first time and I would recommend the website to anyone looking for credit card comparison. The customer service provided was quick and they understood what I wanted. Thank you!
- Irene, WA
Thanks Credit Card Compare. Your prompt replies to my questions have been really helpful and most important fast. Will recommend you to my friends and acquaintances definitely!
- P. McGowan, NSW
Credit Card Compare rocks! They helped me get the right credit card to get the most out of my frequent flyer program - which helps me to travel around the world in comfort
- Guy Turland, Bondi Harvest, NSW
"Helpful, polite and responsive experience!"
- Stephen, NSW
Connecting millions of people with credit cards since 2008
Compare these cards: