Compare QBANK credit cards and their key features, interest rates, fees, and benefits. Make an informed decision about applying for a new card.

QBANK credit card

QBANK Bluey Visa Credit Card

On website

QBANK Bluey Visa Credit Card

Balance transfer

12 months at 0% p.a.

Purchase rate

11.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing


  • Benefit from a 0% balance transfer offer for 12 months, returning to 11.99% per annum thereafter.
  • Enjoy the absence of an annual fee.
  • Take advantage of a competitive variable interest rate of 11.99% per annum on both purchases and cash advances.


  • Same low-interest rate on purchases and cash advances.
  • Balance transfer offer of 0% p.a. for 12 months
  • Up to 55 days interest-free.
  • Access to exclusive Visa offers and perks..


  • No rewards program.
  • Foreign currency conversion fee of 3.65%.
  • No complimentary travel insurance.

QBANK credit cards are specifically designed to provide Queensland residents with convenient and flexible payment solutions with a focus on low rates and fees.

Applying for a QBANK Credit Card

To apply for a QBANK credit card, you will typically need to meet certain eligibility criteria, including being a Queensland resident and meeting the minimum income requirements. The application process is straightforward and can usually be completed online or in-branch. You may be required to provide proof of identity, income documents, and other relevant information to support your application.

Once your application is approved, you will receive your QBANK credit card along with instructions on how to activate and start using it. Remember to familiarise yourself with the terms and conditions of the card, including interest rates, fees, and any applicable rewards program details.

Managing Your QBANK Credit Card

Managing your QBANK credit card is simple and convenient, thanks to the various online and mobile banking tools provided by QBANK. You can view your transactions, check your balance, make payments, and track your rewards points easily through the secure online portal or mobile app.

QBANK also offers proactive fraud detection and security measures to safeguard your card against unauthorised transactions and protect your personal information. By staying informed and vigilant, you can enjoy peace of mind while using your QBANK credit card for everyday purchases and expenses.

Help choosing a QBANK credit card

Receive personalized guidance in selecting the ideal QBANK credit card, tailored to your financial goals and lifestyle preferences.

  • FAQs

How can I apply for a QBANK credit card?

To apply for a QBANK credit card, you can visit the QBANK website or a local branch to fill out an application form and submit the required documents.

What are the eligibility criteria for a QBANK credit card?

Eligibility criteria for a QBANK credit card typically include being a Queensland resident, meeting the minimum income requirements, and having a good credit history.

What are the fees associated with QBANK credit cards?

QBANK credit cards may have annual fees, late payment fees, and cash advance fees. It's important to review the fee schedule for your specific card to understand the costs involved.

Can I transfer balances from other credit cards to a QBANK credit card?

Yes, QBANK credit cards may offer balance transfer options at competitive rates. You can contact QBANK or check their website for more information on balance transfer terms and conditions.

What rewards programs are available for QBANK credit cardholders?

QBANK offers various rewards programs that allow cardholders to earn points or cashback on eligible purchases. You can explore the specific rewards options for your card to maximize your benefits.

How can I report a lost or stolen QBANK credit card?

If your QBANK credit card is lost or stolen, you should contact QBANK immediately to report the incident and request a replacement card. QBANK's customer service team can assist you with blocking the old card and issuing a new one promptly.

What security measures are in place to protect QBANK credit cardholders?

QBANK employs advanced security protocols and fraud detection systems to safeguard cardholders' accounts and personal information. By monitoring transactions and implementing encryption technologies, QBANK strives to provide a secure banking environment for its customers.