QBANK Bluey Visa Credit Card

On website

QBANK Bluey Visa Credit Card

Balance transfer

12 months at 0% p.a.

Purchase rate

11.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing


  • Benefit from a 0% balance transfer offer for 12 months, returning to 11.99% per annum thereafter.
  • Enjoy the absence of an annual fee.
  • Take advantage of a competitive variable interest rate of 11.99% per annum on both purchases and cash advances.

Pros and cons


  • Same low-interest rate on purchases and cash advances.
  • Balance transfer offer of 0% p.a. for 12 months
  • Up to 55 days interest-free.
  • Access to exclusive Visa offers and perks..


  • No rewards program.
  • Foreign currency conversion fee of 3.65%.
  • No complimentary travel insurance.

The basics

  • Additional cardholders. You can add an additional cardholder to this account for a fee. The account holder will be responsible for managing the account and making repayments.
  • Digital wallets. Works with Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.
  • Gambling transactions. Gambling transactions are not allowed on the QBANK Bluey Visa Credit Card.

Rewards and benefits

  • Complimentary travel insurance. The QBANK Bluey Visa Credit Card does not provide complimentary international travel insurance.
  • Concierge services. The QBANK Bluey Visa Credit Card does not include access to a concierge service.
  • Insurances. This card comes with fraud protection but does not offer any other types of insurance.
  • Rewards points. This credit card does not have a rewards program.
  • Sign up bonus. QBANK does not offer any sign up bonus for this card.

Rates and fees

  • Annual fee. This card has no ongoing annual fee.
  • Balance transfers. QBANK offers a promotional balance transfer offer for the Bluey Visa Credit Card. You can transfer up to 100% of your current credit card balance to the Bluey Visa at 0% interest p.a. for 12 months, with no balance transfer fee and an 11.99% revert rate after the promotional period ends.
  • Cash advances. QBANK Bluey Visa Credit Card holders will be charged 11.99% p.a. on any transactions classified as a cash advance, with interest accruing immediately from the time of transaction. In addition to the interest rate, QBANK will charge a 5% fee for any cash advances made with this card.
  • Foreign exchange fee. All purchases made overseas or online in foreign currency will incur a 3% fee.
  • Interest-free period. QBANK Bluey Visa Credit Card allows you to enjoy up to 55 days of interest-free purchases, except cash advances, when the account balance is paid in full, or the minimum required payment is made.
  • Purchases. There is no introductory offer. Any purchases made will be charged interest at 11.99% p.a.

User reviews


Customer service

Rates and fees



This product has not been reviewed yet. Click here to write your review and help others make a better decision.

This credit card is listed in these comparisons