The basics
- Additional cardholders. You can add an additional cardholder to this account for a fee. The account holder will be responsible for managing the account and making repayments.
- Digital wallets. Works with Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.
- Gambling transactions. Gambling transactions are not allowed on the QBANK Bluey Visa Credit Card.
Rewards and benefits
- Complimentary travel insurance. The QBANK Bluey Visa Credit Card does not provide complimentary international travel insurance.
- Concierge services. The QBANK Bluey Visa Credit Card does not include access to a concierge service.
- Insurances. This card comes with fraud protection but does not offer any other types of insurance.
- Rewards points. This credit card does not have a rewards program.
- Sign up bonus. QBANK does not offer any sign up bonus for this card.
Rates and fees
- Annual fee. This card has no ongoing annual fee.
- Balance transfers. QBANK offers a promotional balance transfer offer for the Bluey Visa Credit Card. You can transfer up to 100% of your current credit card balance to the Bluey Visa at 0% interest p.a. for 12 months, with no balance transfer fee and an 11.99% revert rate after the promotional period ends.
- Cash advances. QBANK Bluey Visa Credit Card holders will be charged 11.99% p.a. on any transactions classified as a cash advance, with interest accruing immediately from the time of transaction. In addition to the interest rate, QBANK will charge a 5% fee for any cash advances made with this card.
- Foreign exchange fee. All purchases made overseas or online in foreign currency will incur a 3% fee.
- Interest-free period. QBANK Bluey Visa Credit Card allows you to enjoy up to 55 days of interest-free purchases, except cash advances, when the account balance is paid in full, or the minimum required payment is made.
- Purchases. There is no introductory offer. Any purchases made will be charged interest at 11.99% p.a.
