ANZ Frequent Flyer Credit Card

This is a good card that ears Qantas points, but it could have more features. Other cards have a higher annual fee, but more features. Most times I can get the fee waived or a loyalty bonus of the same or higher value. Customer service is friendly and helpful—I have never had any problems.

I think most credit cards are similar, but some have higher interest charges and I think ANZ cards are more expensive than others for annual fees. I try to pay my credit card monthly in full so the interest rates don’t worry me too much.

This is a good basic airline rewards card. It can be used everywhere and very accepted. It has average fees and charges, and when used for everyday purchases it is a good way of progressing towards a flight reward on things you’d be buying anyway. It is best if you pay the monthly account in full every month, otherwise the interest charged more than negates the rewards you accumulate.

I don’t like high fees, but I do like rewards. How else could I have built up over 200,000 Qantas Frequent Flyer points without doing anything else but use my frequent flyer credit card and a few flights? I don’t need anything else to get me flying further.

There is a high annual fee, but the QFF points are invaluable and have afforded me a free flight from Adelaide to Hobart for two adults each year. ANZ are particularly proactive with regards to security—they send an SMS text when suspicious activity is detected on your card. This has occurred three times since I got the card eleven years ago, and ANZ have been outstanding in handling it each time.

The fees on this card are expensive. For example, the late payment fee is still $20, which is crazy when most other banks are under $10. Interest rates are too high. They should be only 10%. They need to drop the fees to be more competitive and get more customers.

This card, like any card, has its good and bad points, but as long as you pay it off before the interest kicks in it can be a great card. I use it to pay all my bills and pay it off monthly so I don’t get hit with any interest. I currently have enough points to fly to Europe a couple of times. Also, if you book flights with it, you get free travel insurance, which is great because I fly a lot.

If you pay off your balance you can shop with no interest – keep a close eye on your account with internet banking and reap the benefits! It is convenient and safe to use wherever you go local or overseas, just keep track all the time with internet banking. I find I can book flights and accommodation when there is a special and then just budget to pay it off in full – so no interest charged! :)

ANZ have good customer service and are open 24/7. When you do call, you don’t have to wait for long to be connected. Customer service are to the point and very accurate information is given.

Firstly I’m telling you to forget about the way banks have educated us to use their bank accounts. It’s all a rort! They insist you must have an everyday (transaction) account in which you pay all your salary and income and then pay all your bills out of that same everyday account (which co-incidentally pays no interest and most likely charges fees on top). They insist you must have an access card in order to use EFTPOS or ATMs to pay for your shopping and make cash withdrawals from this same account and maybe write the odd cheque.

We are going on a 15 day holiday to Cairns with frequent flyer points – air fares, hotels and car hire – it didn’t take long to accumulate either! Great!

Using AmEx builds points even faster. It is so much better than a debit card and so convenient. Online banking means I know my balances any time, any where, so I can keep track of how much I am spending.

I’m not very pleased with the card. It has a high annual fee and an extra charge for any secondary cardholders. Furthermore, we are getting less than half the points for each dollar spent (more like a third). So, for me, it feels like quite a rip off. I am looking at changing to another frequent flyer card.

Easy credit card to use. It has a high interest rate, but good credit limit and you earn frequent flyer points too. I also got an American Express card too. Can be used everywhere around the world.

Easy to apply and to pay off the balance each month. I’m generally very happy with this card and would recommend it to everyone.

i am really happy with our ANZ credit card. The rewards program is great and generous. i have used the frequent flyer points with Qantas already – nothing out of pocket at all.

The online account management is easy to use and navigate. The interest rates seem high though, but they are normal for a credit card with rewards.

I am very happy with the service given to me by my branch of ANZ and the credit cards they supply.
I always feel confident that they sill be accepted where ever I may be, even in other countries.
I find the fees charged are fair for the services received.

Very user friendly card, I collate points easily. ANZ are very easy to work with. No lengthy phone queues, always very helpful. User friendly internet banking. Communication is key these days. They cover this on many levels of service, online, in person, when purchasing. What more could you ask for.

I have been a customer for 17 years, having joined soon after I became a Qantas Frequent Flyer. In that time the ANZ have alerted me to its fraudulent use overseas, which I greatly appreciated. Any phone inquiries have been answered with courtesy and I have been pleased with any resolution.

We trust the card company, and it has a very high recognition and status internationally which we have found valuable when travelling. We like the fact that it dovetails with our other banking products too. Any problems are quickly resolved by phone conversations with staff or even at the local branch!

Never had a problem. Get good frequent flyer points. It is also linked to an American Express Catd which is Ok if used where surcharge does not apply – get more frequent flyer points. American Express Card only free of surcharge at Supermarkets – Coles and Woolies and at Shell service Stations. No good in restaurants and Caltex petrol statiosn

My ANZ Frequent Flyer credit Card is very easy to use and is accepted everywhere I go. It earns me valuable Frequent Flyer points every time I shop with my card. I have a very acceptable limit on my card which allows me to buy high priced items, or use it on holiday without fear of overdrawing my limit.

Like any bank they do you no favours. Can not wait to penalise and gouge money from you at any opportunity. Ridiculously high fees charged whenever possible, interest rate remains way too high and never adjusted down with general interest rates. Hey, but what would you expect from a banking institution.

We are particular thankful that ANZ gave us the opportunity to have an American Express card as well as the Visa card we have held for a number of years. It is great to be able to receive more frequent flyer points by using American Express with those merchants who accept this card. We were also SO thankful that ANZ kindly reimbursed our money when someone stole our credit card details some year ago while we were in PNG and used them to buy an item costing 100 British pounds from a store in Derbyshire in England. Our trust in our bank shot right up after that incident.

I have had this card for around ten years and find it is very convenient and manageable. I am now a pensioner but continue to use it and accumulate points for travel. As I always pay on time the high rates of interest do not worry me. I have very little problems and when the card was stolen in Japan I had no trouble getting it replaced.

Rewards are achievable unlike other cards where u have to spend a fortune to get a small item. U can either buy an item or fly somewhere. We go traveling every 3 years and have bought items like an iPad. It’s a great reward to get free gifts.

I currently use both these cards attached to one account with the ANZ and both are liked to Qantas Frequent Flyers. I use the cards to purchase everything possible and benefit from the Frequent Flyer points on all purchases, not just travel. We have been able average one trip per year every year since this program was put in place, and these flights are transferrable.

This card is accepted everywhere and I have great confidence every time I use it. I only use internet banking and find it really easy with this card. I earn frequent flyer points and generally accumulate enough points for a free flight every year just by using the card. They have great security, someone was “fishing” on my account and ANZ contacted me instantly and they cancelled my card and issued a new one on the spot.

I have had this card for many years and as long as I pay the balance a few days before the due date, I don’t pay interest. I always make sure I pay well before the due date and don’t incur interest or late payment fees on my card ever.

Not the cheapest credit card, but still is fine with me. I have used my point rewards with good results. It does take time and money to build up rewards, but heck, life is too short to fuss about.

Great intro bonus and low apr on balance transfer. Then you are stung with over 20% if using the card. Keep it in credit and use it for points. Takes a while to come through though! Just like any other Visa/MasterCard really except with a monster apr once you actually use and owe money on the card.

Bloody good card. I would be happy to recommend this card to anyone. I have always had pleasant dealings with the ANZ bank. They have always been willing to assist with any enquiries that I have and at all times I have been treated with respect and friendly service. I would recommend the ANZ bank unreservedly.

I find ANZ to have the best service in all banking areas, including their credit cards. The staff are helpful and their cards offer great benefits with the Frequent Flyer package. I took the time to read the promotional booklet that came with my card and was amazed at all the other benefits that come with it.

I like the frequent flyer points I can earn, but the interest rate is a bit high. It is convenient as it is accepted everywhere and makes internet shopping easy. I first got it for use when I travel overseas. I’m not sure about the pay wave system, could be easy to use if stolen.

We appreciate the opportunity to amass frequent flyer points through our credit card spending. We have especially appreciated having the American Express card as well as the Visa. We would prefer to pay less for our annual card fee. We were glad they allowed us to hold this card account while living in Papua New Guinea as missionaries. Some other institutions would not allow us an account.

Great that I can use one card and get my flyer miles at the same time so no need to carry extra cards for bonus points and no need to get an extra card out of my wallet when paying for things! All the frequent flyer points go straight to my Qantas frequent flyer points and I can spend them any way I choose.

The interest is very good the service is always friendly and the payments are very fair they always try to fix any problems I am having with my card and if I need to I can always put my credit limit up I probably don’t use it enough to get many frequent flyer points

I have had this credit card for a few years now and have never had any problems with it. Whilst the fees have steadily increased (in contrast to 2 other credit cards which I have), I still think its excellent value. And the frequent flyer points really add up, and very quickly too. Highly recommended.